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Navigating Medicare Insurance Options

We're Here to Help

Our Providers

Healthcare You Can Trust

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About Elwood Team

Welcome to the Elwood Team, your trusted partner in navigating the complex landscape of insurance, with a specialized focus on Medicare assistance. Led by Robert Elwood, an esteemed insurance agent with years of experience, our team is dedicated to providing personalized care and support, especially for veterans.

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At the Elwood Team, we understand the unique challenges veterans face when it comes to insurance, and we're committed to offering tailored solutions to meet their needs. With a deep-rooted connection to the greater Columbia area, we take pride in serving our community with integrity and compassion.

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Whether you're seeking guidance on Medicare options or navigating the intricacies of insurance plans, trust the Elwood Team to provide dedicated support and personalized care every step of the way. Your peace of mind is our priority.

Our Services

At Elwood Team, we are focused and dedicated to help you find the

care and support that you need.

Medicare Advantage Plans

Medicare Advantage Plans are health insurance plans offered by private insurance companies approved by Medicare. These plans provide an alternative way to receive your Medicare Part A (hospital insurance) and Part B (medical insurance) benefits. When considering a Medicare Advantage plan, it's important to review the plan's network, coverage details, costs, and the specific benefits offered. 

TRICARE for Life


TRICARE for Life and Medicare coordinate benefits, with TRICARE typically paying after Medicare for Medicare-covered services. If you have TRICARE For Life (TFL) and Medicare, you can enroll in a Medicare Advantage plan, but TFL will generally coordinate benefits with Medicare Advantage plans similarly to Original Medicare. 

Dual Eligible Plans

Dual eligible individuals are individuals who qualify for both Medicare and Medicaid benefits. These individuals are often referred to as "dual eligibles" or "Medicare-Medicaid beneficiaries." If you or someone you know is dual eligible, it's important to review available D-SNP options in your state to understand the specific benefits, coverage, and costs associated with each plan. 

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